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Is Credit Card Processing Worth the Cost


Credit cards are now a part of our daily lives. Many consumers will not even frequent a business if they know that business does not accept credit cards. But with discount rates, interchange rates, and transaction fees, is the cost of accepting credit cards really worth it? Will your business benefit from merchant account services or will it take a hit? Choosing the wrong merchant services provider may cost you in the long run, so how do you know you’re getting the lowest rates possible?

It will please you to know that on the business side, there is no better option than accepting credit cards. Today, credit cards are so widely used that they may account for 65-100% of many companies’ sales. Credit card holders are more likely to spend more than those who do not own credit cards. Also, if a consumer has a credit card, they are more likely to make impulse buys. The lower quality or less expensive product will get passed over for the higher tier product if the consumer can pay for it over time. Consumers who pay only with cash are slaves to however much they already have on them. If whatever they want is a penny over what they have, they can’t get it.

But with all those fees, will you be reaping the benefits of impulsive consumers, or will it all go to the bank? Fortunately, with Integrated Card Services, you get your quote instantly. We pride ourselves in our low rate credit card processing and our meet or beat policy. Also, while at other companies, you have to pay for the equipment and setup, adding to the high cost you’ll already be paying for the service, ICS offers free equipment, free Quickbooks integrated accounting software, and setup.

Finally, you can be assured that we will be there for any questions or concerns you may have. Our merchant experts are trained to answer all questions pertaining to your processing needs. This includes chargebacks, managing risk, terminal procedures, and software issues. We reduce any risk in order to make you feel more secure in moving on to the next step in your business.


  • Our easy application process takes about 5 minutes
  • Accounts are usually approved within 24 hours.
  • Save time & eliminate hours of bookwork each week as QuickBooks does the accounting for you.

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